Southern California Accident Blog

Negotiating a Los Angeles Car Accident Claim with the Adjuster

There are many dangers all Los Angeles drivers face when taking to the roadways. Drivers always face the risk of being in an auto accident. You can help build your own case and achieve the best settlement possible by talking with a car accident attorney.

Are You Experiencing Back Pain Caused by a Car Accident?

Back pain can be the indication of a more serious condition. If you have suffered a back injury caused by a car, motorcycle or truck accident, you should contact an experienced Los Angeles accident attorney at Steinberg & Spencer at (800) 350-8888.

Your Brain Injury May Be Keeping You Awake At Night

A traumatic brain injury can lead to a sleep disorder. If you have suffered a brain injury caused by someone else's negligence, such as in a car accident or slip and fall, you may be entitled to compensation.

Posttraumatic Seizures Can be Caused by Traumatic Brain Injuries

A traumatic brain injury can lead to many complications, including late posttraumatic seizures. If you have sustained a head injury from a car accident or other catastrophic event, you may be entitled to compensation.

Almost 100,000 Children Hospitalized for Brain Injury

It is estimated that nearly 100,000 children are hospitalized every year because of brain injuries.  Head injury
 is a serious problem among children and it can take years to recognize.  Children often suffer brain injury from car accidents, bicycle accidents, truck accidents and other catastrophic events.

A brain injury in a child is much different than one in an adult.  Doctors have little history to compare to when it comes to the damage caused by a child’s head injury.  There usually are no IQ tests or academic records that can be used to compare the difference in brain function, which can identify if the child has suffered serious brain damage. 

When there is an injury to the frontal lobe of the brain, the full extent of the brain damage might not be noticed until years later.  The frontal lobe functions develop later in a child’s growth and this area of the brain regulates social skills. 

If your child has suffered a traumatic brain injury resulting from someone else’s negligence, you should contact an experienced Los Angeles brain injury lawyer at Steinberg & Spencer Injury Lawyers at 1-800-350-8888 for more information about your legal rights. You may be able to recover compensation for your child’s injury.

Staircase Accidents are Dangerous

A staircase accident can lead to catastrophic injuries, including permanent paralysis. If you have been injured in a slip and fall accident on stairs on someone else's property, you may be able to obtain compensation. Contact Steinberg & Spencer Injury Lawyers today.

Don’t Let the Insurance Adjuster Intimidate You

If you have been in a Southern California accident, there is a good chance you have already been contacted by the insurance company.  You may even be working with an insurance adjuster to obtain your settlement.  It is important to understand the role of the insurance adjuster and your right to negotiate a fair settlement.

The first thing you need to remember about the insurance adjuster is that this person is an employee of the insurance company.  The adjuster will be working on protecting the interests of the insurer and not yours.  That means that when it comes time for the settlement, there is a strong probability that you will be offered a settlement that is below what your case is worth.

Do not let the insurance adjuster intimidate you and do not hesitate to challenge the settlement offer.  You should back your argument with documentation that you feel proves that you should receive more.  It is a good idea to work with a Los Angeles injury lawyer who will be able to negotiate on your behalf.  Experienced accident attorneys know what insurance companies are looking for and can help you receive the compensation you deserve.

Contact Steinberg & Spencer Injury Lawyers at 1-800-350-8888, if you have been injured in an accident in Los Angeles, Orange County or the counties of San Diego, Riverside, San Bernardino and Ventura.

Top Ten Worst Insurance Companies

The American Association of Justice (AAJ) put together a list of the worst insurance companies in America, based on several factors.  Allstate is at the top of the list, despite its commercials promoting to consumers that they are “in good hands."

Allstate wasn't the only insurer to be named the worst in the country, Unum, AIG, State Farm, Conseco, WellPoint, Farmers, United Health, Torchmark and Liberty Mutual were also listed. 

AAJ based its rankings on such things as claim denials, increased premiums and low settlement offers.  Researchers reviewed thousands of court documents and records from the Securities & Exchange Commission, as well as FBI documents and information from state departments.  They even took into consideration news reports and testimony from former agents and insurance adjusters.

One of the conclusions is that insurers place a higher emphasis on the bottom line than on policy holders.  By denying claims, increasing premiums and offering low settlements, these insurance companies are able to hold on to more of their money, even though their customers have to pay the price.

If you have been injured in an Orange County accident, you should contact Steinberg & Spencer Injury Lawyers at 800-350-8888 for legal advice.  The Los Angeles injury lawyers will make sure that you are treated fairly by the insurance company.